VERY LIGHT TONED
David Hall: The Lynchburg was struck to commemorate the 150th anniversary of the Lynchburg, Virginia city charter. There were 20,000 coins minted, a modest amount, and they were sold at the somewhat modest price of $1.00 per coin. There must have been a tremendous amount of this issue saved because today, relative to its mintage, it is readily available in MS63 to MS66 condition and circulated examples basically do not exist.
The typical Lynchburg does have some problems with strike so look for ones with sharp hair and dress detail. Luster is of the frosty type and toning can of course vary. Like most silver commemoratives of the 1892-1954 "classic" era, eye appeal is definitely quite important.
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